Things Noticeable this week

[vannax]

Originally Posted by seany65

Could apple just give the fbi the info that's in the phone without giving the fbi a backdoor to the phone? Apple Sort of 'opening the door' to the phone without telling the fbi how they did it?

That's a good idea, though that may open up a legal can of worms in the whole custody/chain of evidence thing. Then again, seeing as the perp is dead, and the American authorities never shied away from illegal wire taps and the likes before, I don't see why the FBI shouldn't be satisfied with something along those lines to help uncover the perps cohorts, etc.

[vannax]

Originally Posted by gedly

Can't the FBI hire somebody from the NSA, who are world experts on these sorts of things and surely have somebody who can hack into an Apple Iphone.

From what I understand, it is very difficult to break 512 bit encryption, and currently impossible to break something like 2048 but encryption. So, if the FBI can't do it, most likely Apple cannot either. The FBI's attempt to coerce Apple is, in my opinion, just another state power-grab.

[9876543210]

DTravel,

Originally Posted by DTravel

Uh, if her bankruptcy case is still active BoA would have sent the letter TO HER ATTORNEY. They legally cannot contact her directly as long as she has an attorney and an active bankruptcy case.

That is what one would believe from the law. But I can guarantee you they sent her the letter and she forwarded the letter to the attorney. As I said earlier, I thought I had a general understanding of how law is supposed to work, but that has proven totally bollocks (to use an English term). Yes, BoA IS NOT supposed to contact her. But they do it all the time. We have a copy of every letter they've sent (especially since the bankruptcy) and all of her replies. But does it do any good? Not a bit. BoA just doesn't care. And nobody is willing to help her.

We even had her national representative (Tammy Baldwin, who is now a Senator) involved and she could do nothing. Baldwin even dropped out when my girlfriend had to declare bankruptcy. It seemed to us that Baldwin was only there to help lead my girlfriend over the cliff and try and make sure the landing wasn't too bad. What a thing to say.

Changing the amount she pays to the Trustee under the plan would be something the judge would have to approve. Changing the amount of the monthly mortgage payment under the terms of the loan is something different and is probably in the boiler plate she glazed over trying to read.

Well, again, if BoA changed the terms it wouldn't have been something she was familiar with. But that could be something the attorney missed. He's been OK (she still has the house) but not a real go getter. We should be hearing something fairly soon as they (BoA) propose the payments go up in April).

I can't comment on the Note but the bank cannot unilaterally change the loan from a fixed rate to a variable rate. She would have had to have signed a Loan Modification Agreement.

Well, you probably are aware of the problem that most people now have with their notes. Forged notes now seem to be the status quo and is why the bankruptcy trustees seem to be unichs (unable to enforce charges against the banks as they know if they did the economy would collapse and property ownership would be severely clouded (probably for generations).

Lastly, I can't say for absolutely positive (as we agreed I had to back off or we would have no chance of survival) but I'm positive she didn't start out with an ARM and she wouldn't knowingly have signed an ARM. So how did she, apparently, wind up in one? We think her attorney is still trying to figure that out (but we do know he is really frustrated).

Sorry I couldn't do more.

Don't worry about it. She has an attorney whom I've watched practically pull his hair out over her situation as well as others. So if he is having problems dealing with this then there is certainly little you could do from afar.

Wasn't meaning to imply fraud on her part. And if they didn't foreclose on her house they either didn't file an MFR or were denied if they did. From what I've seen BoA doesn't file a high percentage of MFRs.

No, there was definitely no fraud on her part. The heart problem arose while she was on the job and she was taken to the hospital by ambulance. That is not even a consideration as far as I know.

Something else I remembered after posting yesterday. You mentioned that BoA seemed to lose everything she sent them over and over again. A few years ago there were some former employees of BoA coming forward claiming that kind of thing was a deliberate tactic by BoA. Illegal if they were doing that but I don't remember if anything came of the accusations. I do know that she's not the only person complaining about that kind of thing with BoA by a long long long shot.

Yes, we found that out. But it so far hasn't made a bit of difference. They've paid out millions of dollars for a lot of the things they've done over the last few years. Her attorney suggests he has some plans to sue but who knows what will happen with that.

Right now, I guess we're just hoping to get out of bankruptcy and probably sell the house (maybe). At least she's in an area where property values have rebounded so, if she can sell, she might be able to make a few (not a lot) dollars. But we also expect BoA to come after her again for no reason (they did it once).

Its a mess. Complete mess. If this had happened to an Indian it would not have surprised me (we deal with crap like this all the time) but to do this to a middle aged white woman who's never hurt a flea? Thats a bit surprising.

So thats why I really hate BoA. And why I have no tolerance for the big banks and support Bernie in his efforts to take these people down. They need to be split up into very small pieces.

[vannax]

"This is how the FBI wants Apple to backdoor the iPhone"

http://www.zdnet.com/article/this-is...or-the-iphone/


So, the FBI wants Apple to make for them a custom OS, which gives them access to proprietary software, and also the power to hack all Iphone 5c's.
LOL.
The FBI is on glue.
It's one thing to get a search warrant, it's another thing altogether to try to force a company to engage in a software engineering project via court order.
The FBI has truly jumped the shark.

[9876543210]

seany65,

Originally Posted by seany65

Could apple just give the fbi the info that's in the phone without giving the fbi a backdoor to the phone? Apple Sort of 'opening the door' to the phone without telling the fbi how they did it?

Was listening to something on NPR today and, apparently, its not that easy.

Apple has spent years developing the iPhone to make as sure as possible that these phones are secure. So that when you use your credit card on the web there will be no problem.

But what the government is asking is for the ability to hack just the original pass code which could get you onto the phone. Once on the phone they probably won't be able to get any further as there are now programs which will encrypt all messaging further and can actually be told to destroy themselves if someone tries to hack into the messages.

The real problem is that Apple would have to reverse engineer the encryption process so that for it to work on the one phone, it would work on all iPhones. Meaning that, although the FBI may not do anything with anyone else's info, other hackers could figure out the Apple hack and apply it to all iPhones.

Meaning that security on the iPhone would now be a joke. Nobody's data would now be safe.

I think Tim cook said it best:

"The government is asking Apple to hack our own users and undermine decades of security advancements that protect our customers," Cook said. "The same engineers who built strong encryption into the iPhone to protect our users would, ironically, be ordered to weaken those protections and make our users less safe."

http://money.cnn.com/2016/02/17/tech...e-hack-iphone/

So if you own an iPhone you really want Apple to win this.

[sydney1]

Originally Posted by seany65

Could apple just give the fbi the info that's in the phone without giving the fbi a backdoor to the phone? Apple Sort of 'opening the door' to the phone without telling the fbi how they did it?

That thought had crossed my mind too.

[SanteeFats]

Why is Adele so popular
I just watched a video by Adele. Her voice is decent, she doesn't rap crap, you can understand every word in the song so I say again WHY is she so popular

[gedly]

Originally Posted by SanteeFats

Why is Adele so popular
I just watched a video by Adele. Her voice is decent, she doesn't rap crap, you can understand every word in the song so I say again WHY is she so popular

Now "Someone Like You" made my teeth stand on end but I rather liked "Fire To The Rain".

[vinceprince]

Originally Posted by SanteeFats

Why is Adele so popular
I just watched a video by Adele. Her voice is decent, she doesn't rap crap, you can understand every word in the song so I say again WHY is she so popular

Every song is the same basically 'Ohhh My Boyfriend's left me, I'm sad'
Yeah, you'll get over it love, try eating less cake.

I guess there's a lot of overweight women out there who relate to it

I'm not Noel Gallagher's biggest fan but I agree with him when he said
"If someone wants to know what I think of Adele, I’ll fucking tell them… I just don’t see what all the fuss is about. I don’t like her music. I think it’s music for fucking grannies.”

Gallagher added that he considers Adele to be part of a "sea of cheese" ruining modern music. "Music has nosedived into fucking blandness," he said. "A sea of cheese."

[sydney1]

Originally Posted by vinceprince

Every song is the same basically 'Ohhh My Boyfriend's left me, I'm sad'
Yeah, you'll get over it love, try eating less cake.

I guess there's a lot of overweight women out there who relate to it

I'm not Noel Gallagher's biggest fan but I agree with him when he said
"If someone wants to know what I think of Adele, I’ll fucking tell them… I just don’t see what all the fuss is about. I don’t like her music. I think it’s music for fucking grannies.”

Gallagher added that he considers Adele to be part of a "sea of cheese" ruining modern music. "Music has nosedived into fucking blandness," he said. "A sea of cheese."

I've got to admit Gallagher hit the nail absolutely on the head. Adele's 'music' to me just sounds like 45 minutes of moaning. And not in a Donna Summer's type way.

Here, however is a song of true heartache, unrequited love and break-up.


https://www.youtube.com/watch?v=iN45OjB-cCU