Cashless society .

[Mal Hombre]

I thought so but there was an item on the news the other day about a Pub in the UK that only took cards.

https://www.independent.co.uk/news/u...-a8543181.html

[rotobott]

Originally Posted by Mal Hombre

I thought so but there was an item on the news the other day about a Pub in the UK that only took cards.

https://www.independent.co.uk/news/u...-a8543181.html

Sadly it is. If they handed a beer over to you and you managed to get a sip before you were presented with the bill, and therefore you had accrued debt to them, then and only then they’d have to accept any legal tender to settle the debt. But they are within their rights in refusing your "debt" in the first place, i.e. not serving you unless you paid whichever way they find fit.

Effing banks one day they will cause a massive worldwide recession and no one will be prosecuted, hang on what year is this

[anothercustom]

Originally Posted by Dr Pepper

Isn't it a legal requirement that you cannot refuse to take cash? After all read the actual notes..."this note is legal tender for all debts public and private" this is a direct quote from a US banknote...

I suspect that any business refusing to take cash would be in a vulnerable position legally.... Comments anyone?

No, they're not legally obliged to take cash. Most shops, pubs, restaurants etc. prefer payment by card - it saves them having to count, hold and deposit money. I can't remember the last time I paid cash for a beer. With contactless payments, it's much easier to pay by card and you don't end up with your pockets weighed down with loose change after a night out.

[Dr Pepper]

Originally Posted by anothercustom

No, they're not legally obliged to take cash. Most shops, pubs, restaurants etc. prefer payment by card - it saves them having to count, hold and deposit money. I can't remember the last time I paid cash for a beer. With contactless payments, it's much easier to pay by card and you don't end up with your pockets weighed down with loose change after a night out.

But is there actual legislation that allows them to do this-as opposed to current fashion-and if there is not legislation that allows people to specifically refuse to accept cash-has any denial of service been challenged in the courts?

I ask not only out of interest (and the legalities may vary from country to country) but also in the light of various past but analagous situations where people have-generally to be complete assholes-paid large bills in pennies, cents or other miniscule denomination coins-and in some cases the receiving entity has not been able to refuse the payment-despite the inconvenience. Furthermore-I recall various incidents where people have written cheques on various unusual items and in some cases these have-despite every expectation to the contrary-been honoured by the banks....

[anothercustom]

Originally Posted by Dr Pepper

But is there actual legislation that allows them to do this-as opposed to current fashion-and if there is not legislation that allows people to specifically refuse to accept cash-has any denial of service been challenged in the courts?

I ask not only out of interest (and the legalities may vary from country to country) but also in the light of various past but analagous situations where people have-generally to be complete assholes-paid large bills in pennies, cents or other miniscule denomination coins-and in some cases the receiving entity has not been able to refuse the payment-despite the inconvenience. Furthermore-I recall various incidents where people have written cheques on various unusual items and in some cases these have-despite every expectation to the contrary-been honoured by the banks....

From the Bank of England website:

A shop owner can choose what payment they accept. If you want to pay for a pack of gum with a £50 note, it’s perfectly legal to turn you down. Likewise for all other banknotes, it’s a matter of discretion. If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers.

https://www.bankofengland.co.uk/know...s-legal-tender

As for coins, the following coins are legal tender up to the following amounts:

1 pence coins > upto 20 pence
2 pence coins > upto 20 pence
5 pence coins – upto £5
10 pence coins > upto £5
20 pence coins > upto £10
50 pence coins > upto £10
£1 pound coins > any amount
£2 pound coins > any amount

[Meini Again]

Blimey... what's the big problem with having 'coins/cash' in your pockets....like that never happened in 200 years ?

People were mugged for cash.... they'll still be mugged for cards, only worse because the muggers will need their info/pins etc.

The ONLY ~ imo ~ beneficiaries are the Card Companies / Banks / IRS / various 'alphabet soup' spy agencies.

The ONLY loser ~ imo ~ is 'Joe Public'

HOW do you stop a 0.001% transaction charge on a Mac or Coffee

~ TODAY ~

Becoming a 0.100%

~ Next year ~

OR... a 2-3 - 5 % charge on ANY transaction in a few years ? ? ?



There are a few organisations in the UK already, and I'm sure there are many more in the US and elsewhere..... that have gone back in time.

"Fix your Roof" for "Haberdashery"
"Babysit" for "House Sit"
Car Pools for School runs extended to Outside School runs_ communal shopping etc
Physical Training for Home-Meal
Home Care for Food
Pet Care for Food
Area Support for BBQs and Communal Activity
.
.
~ the list taken from UK /US sources...can go on forever.
Not highlighted nor acknowledged by mainstream media...No Advertisers for this... lol....


Local Barter, that strenghtens the Community and excludes Banks/Facilitators ... when one considers..... when Cards are hacked, destroyed or such...

.. who will survive ?

[anothercustom]

Originally Posted by Meini Again

Blimey... what's the big problem with having 'coins/cash' in your pockets....like that never happened in 200 years ?

People were mugged for cash.... they'll still be mugged for cards, only worse because the muggers will need their info/pins etc.

The ONLY ~ imo ~ beneficiaries are the Card Companies / Banks / IRS / various 'alphabet soup' spy agencies.

The ONLY loser ~ imo ~ is 'Joe Public'

HOW do you stop a 0.001% transaction charge on a Mac or Coffee

~ TODAY ~

Becoming a 0.100%

~ Next year ~

OR... a 2-3 - 5 % charge on ANY transaction in a few years ? ? ?



There are a few organisations in the UK already, and I'm sure there are many more in the US and elsewhere..... that have gone back in time.

"Fix your Roof" for "Haberdashery"
"Babysit" for "House Sit"
Car Pools for School runs extended to Outside School runs_ communal shopping etc
Physical Training for Home-Meal
Home Care for Food
Pet Care for Food
Area Support for BBQs and Communal Activity
.
.
~ the list taken from UK /US sources...can go on forever.
Not highlighted nor acknowledged by mainstream media...No Advertisers for this... lol....


Local Barter, that strenghtens the Community and excludes Banks/Facilitators ... when one considers..... when Cards are hacked, destroyed or such...

.. who will survive ?

There are pros and cons and, a bit like Brexit, there are loads if conspiracy theories flying around. I could rebut every argument you made in the first half your post (you lost me in the second part - I honestly haven't got a clue what you're talking about) but people would just post rebuttals and it ends up going around in circles. For me, cashless is quicker and easier and therefore more convenient.

[cginok]

Originally Posted by anothercustom

No, they're not legally obliged to take cash. Most shops, pubs, restaurants etc. prefer payment by card - it saves them having to count, hold and deposit money. I can't remember the last time I paid cash for a beer. With contactless payments, it's much easier to pay by card and you don't end up with your pockets weighed down with loose change after a night out.

He's referring to the US. In the US it used to be illegal to refuse to take "legal tender." It no longer is as far as I'm aware.



As I understand it...I have a friend who is a big numismatists. Back in the day the US federal government did not print it's own dollar bills. (It did create coinage, that had to contain an amount of precious metal equal to the face value of the coin. If it was a $20 coin, it had to have $20 worth of gold in it.) Paper bills were printed by local banks. If a bank had the word "National" in it's moniker, it was because it had been authorized by the federal government to print paper money. However, a lot of people and businesses were reluctant to take what is, in effect, Monopoly money over actual hard currency...gold coins.



When the government stopped all of that...early 1900s, but can't remember exactly...and came up with the Federal Reserve notes that we have today, the government made it illegal to refuse them for the previous stated reason...people still wanted gold coins.

[Maglover]

How times have changed since the original days of this thread.

Probably as one of the side effects of the pandemic, cash is very much a vanishing commodity now.

I run a shop, amd can go days without taking cash.

The younger generation seem to pay for the smallest of things with cards, phones, or watches.

Sad times.

[Sir Honkers]

In 1966, when Australia switched to decimal currency, my nana complained: 'they should wait until all the old people are dead before they change the money.' Sometimes I swear, I can hear her spinning in her grave.