[JGW]

Shirley Holden stares wistfully at the lake behind her. Although the day started out chilly - hence the coat - it was beginning to warm up. Dare she have a bathe in her underwear? She thought it would be refreshing so she took the coat off and hung it on a branch. She then unzipped and slipped out of her tweedy dress and also took off her scarf. 'Ah the sun is out' she noticed as she walked to the edge of the lake. She kept her shoes on. That was kind of kinky but she liked it. In any case, she did not want to tread on any gravel or slip in the mud. he descended cautiously into the lake wearing stockings, suspender belt, brassiere, panties and those shoes. 'Ooh' she exclaimed 'a bit on the cool side'. She looked down at her stocking tops and sussies as she slowly went in deeper. Then with a 'Whoop!' she splashed in and started swimming around. very soon Shirley became used to the water. She was a strong swimmer and swam around in a complete circle in about one and half metres of water. 'Brrrrr' she exclaimed. 'Best get out'. As she clambered ashore, the photographer had a field day taking snaps and watching the water cascade off her soaking underwear. He was particularly enamoured with the way her panties had become transparent and were revealing her pubes. Shirley went back to the tree where she had left her stuff. From her carrier bag there, she produced a large bath towel and started drying herself off having stripped. 'You had this planned all along!' said the lens-man. 'Well I've walked past this lake twice before' said Shirley '.. and always had a secret desire to take a plunge in my clothes'. 'What else have you in that bag?' asked the cameraman. 'Some kinky gear' said Shirley. 'Wait a minute' she said 'Avert your eyes'. The cameraman dutifully looked away and fiddled with his lens cap. 'Ready now' said Shirley, She was quite a sight - pvc split-crotch knicks; clear plastic skirt; black shiny pvc boots; and a shiny red pvc top with holes strategically placed to expose her boobs, 'Wow' said the photographer with delight. Let's get snapping. That tree was a great prop again. She ended up with legs wide apart with two fingers spreading her vadge lips through her split-crotch panties. This was going to be the climactic picture of the photo-set. The cameraman was highly delighted and was shaking with excitement. Good job he had brought along his tripod to get clear and sharp pictures.