The Sea and Summer, also known in some countries as
The Drowning Towers, by George Turner. Won an Arthur C. Clarke award.
As
this site says,
Quote:
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an intelligent and nuanced look at a possible future, where climate change has happened, where the predictions of the collapse of capitalism have come to pass, and where our hapless grandchildren struggle vainly to keep what is left of our society from degenerating into chaos.
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Haven't finished it yet, but it's good so far.